OfferMarket Blog

A 40 year DSCR loan lowers your payment and lifts DSCR, in fixed or partial interest-only structures. See how it works, the cost, and when to use it.

A 15% down DSCR loan cuts the cash to buy a 1-4 unit rental below the usual 20%. See how it works, what it costs, and the 720 FICO and 1.0 DSCR rules.

An 85% LTV DSCR loan cuts the down payment to 15% on 1-4 unit purchases. See the 720 FICO and 1.0 DSCR requirements, structure rules, and rate tradeoff.

DSCR loans require 3 to 9 months of reserves, but reserves usually mean verified funds you keep, not cash you surrender. Here's how the requirement works.

A non-warrantable condo blocks conventional loans, not investors. OfferMarket funds Fix and Flip and DSCR loans for these units, including portfolios.

Brad Jacobs built QXO from $0 to $18B in 15 months. Here's how 1-4 unit investors can apply the same roll-up playbook to scale a rental portfolio.

DSCR loan broker vs direct lender: how brokers add fees and delays, and why OfferMarket's low-cost, flexible direct DSCR loans often win for 1-4 units.

The 21st Century ROAD to Housing Act curbs Wall Street homebuying and expands ADU financing. Here's what the bill means for small landlords and investors.

New DSCR guidelines allow up to 3 ADUs and count income from two. Learn the comparable rule, top ADU markets, and how to qualify to buy or refinance.

There are several companies like Opendoor. Skip commissions and let proof-of-funds verified buyers compete.

In a market with sellers stubbornly sticking to their asking price, why don't you just give it to them? Then demand your terms in exchange. Use the "Your Price, My Term" strategy to get deals done.

Everything you need to know about self directed IRA for real estate.

Learn about OfferMarket Capital's rural DSCR loan program and see if your scenario is a fit for funding.

Learn more about OfferMarket's DSCR loan no appraisal option. Review guidelines and see if your DSCR loan scenario is a good fit.

Learn about desktop appraisal for residential properties and generate your desktop appraisal in minutes using OfferMarket's top-ranked, free AI-powered desktop appraisal tool.

Real estate investors will encounter After Repair Value (ARV) across planning, budgeting and lending. Estimating this number is more art then science and a skill that can make or break your business.

Cash out refi 80 LTV instead of 75 LTV. Learn more about the 80% LTV cash out refi DSCR loan, grow and optimize your rental portfolio.

Find 80% LTV hard money loans for real estate investors. Ideal for fix & flips and rental properties. Check our latest rates & get pre-approved in minutes.

Our DSCR Loans Michigan guide for 1-4 unit rental investors shares important insights to help you grow and optimize your rental portfolio in the Great Lakes State.

DSCR loans do not show on your credit report if the borrowing entity is a business entity (i.e. LLC). If you receive the DSCR loan in your personal name, then it will most likely appear on your personal credit report.

Master wholesale real estate contracts with this expert guide. Learn how to secure off-market deals, structure assignments, and leverage OfferMarket’s marketplace, lending, and insurance tools to scale your investing success.

Invest smarter with OfferMarket—find off-market deals, secure fast funding, and compare insurance to scale your rental portfolio with instant equity.