813 Whitelock St

MOTIVATED SELLER!! PRICE REDUCED FOR A QUICK SALE!!! Negotiable for a clean 14 day close. Turnkey 6-BR Co-Living or Long-Term Rental Asset – 1.30+ DSCR Portfolio Play Maximize your portfolio yield with this massive, four-level, fully renovated rowhome in Reservoir Hill. Spanning over 3,200 sq ft, this 6-bedroom, 4.5-bathroom property features premium finishes, dual-zone HVAC, a finished basement, and rare off-street parking. Engineered for premium performance, this property accommodates two distinct investment pathways: Option 1: Traditional Long-Term Rental (Turnkey & High DSCR) Gross Projected Rent: $3,300 / month Managing Expenses (PITI): $2,204 / month (assumes 30% down at 7% interest) Net Cash Flow: ~$900 / month in immediate passive cash-on-cash flow. DSCR Advantage: Operates at a strong 1.30+ DSCR, easily clearing strict 1.20 lender requirements for seamless DSCR financing. Option 2: Rent-by-Room Co-Living Optimization Massive Cash Flow Scaling: The 6-bedroom layout across 4 independent levels is custom-built to be optimized for a co-living model, allowing an investor to push gross revenues well past standard single-family leases. Whether you choose a stable long-term tenant strategy or optimize for high-yield co-living, this asset offers the rare combination of low monthly carrying costs and high, reliable margins.