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Cash Out Refi No Seasoning
Last update: July 24, 2025
Most DSCR lenders require a period of 6 months before allowing a Cash Out Refi No Seasoning of a newly acquired rental property. This policy, called “seasoning,” is at odds with your best interests as a rental property investor because you want to be able to recycle your cash into your next deal. How many more deals can you do if you don’t need to wait months for your Cash Out Refi No Seasoning?
Stop wasting time and money waiting for your lender's seasoning requirements to cash out refi into a DSCR loan.
| OfferMarket | Other Lenders | |
|---|---|---|
| Seasoning requirement | None or 90 days | 6 months |
| Origination fee | 1% | 2% |
| Time to close | 15 - 25 days | 30 - 60 days |
| Interest Rate | Get Instant Quote | Current DSCR loan Rates |
