Grow your real estate investing business with the most competitive and transparent private lender for bridge loans (hard money, fix & flip, rehab, ground up construction), DSCR rental loans.

Private Lender for DSCR Loans and Fix & Flip Loans | OfferMarket

Private Lender for DSCR Loans and Fix & Flip Loans

#### What does FSBO mean?

 

FSBO means For Sale By Owner. This is a real estate listing format where the property owner has chosen to not be represented by a listing agent or realtor. 

 

#### Why sell For Sale By Owner?

 

Sellers decide to sell For Sale By Owner when they want to avoid the traditional 5% to 6% commission charged by the listing broker and shared with the buyer's agent.

 

#### Should I sell For Sale By Owner?

 

Selling your house by owner is not easy but if you do it properly you can save thousands of dollars. In order to sell your house successfully by owner, you need to achieve the following:

 

✅ Buyer awareness 
✅ Buyer competition 

 

Without buyer awareness and competition, you will not be able to successfully generate a purchase price close to what you would be offered when you list "on-market" with an agent.

 

That's where OfferMarket comes in. With OfferMarket you can [create your free listing](https://www.offermarket.us/sell) on our marketplace and receive multiple competitive offers, AS IS, commission free.

 

#### Related guides

 

- [How To Sell A House For Sale By Owner](https://www.offermarket.us/guides/how-to-sell-a-house-by-owner)
- [How To Sell Your House Fast Without An Agent](https://www.offermarket.us/guides/how-to-sell-your-house-fast-without-an-agent)

FSBO means For Sale By Owner. These are real estate listings where a listing agent or realtor is not involved.

FSBO - For Sale By Owner - Real Estate Glossary

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FSBO - Real Estate Glossary - OfferMarket

What is For Sale By Owner ("FSBO") in real estate?

Wholesale properties are properties where the owner (seller) is under contract with a wholesaler (buyer) who is selling the contract to another buyer.

What are wholesale properties? Learn about wholesale real estate and how anyone buying or selling real estate can benefit from the OfferMarket wholesale real estate marketplace.

Wholesale Properties - Real Estate Glossary - OfferMarket

What is Wholesale Properties in real estate?

Turnkey rental properties are single family and multifamily houses that are sold to rental property investors in "turnkey" condition with tenants in place.

 

### Who buys Turnkey Rental Properties?

 

 Turnkey rental property investors are typically looking for a hands-off way to invest in the rental property asset class without needing to handle the core components of rental property investing:

 

- finding a property that needs renovation
- renovating the property
- screening tenants and leasing the property
- managing the property and tenants

 

Many turnkey rental property investors are out-of-state investors living in real estate markets that are not attractive for rental property investing.

 

### What metrics do turnkey rental property investors analyze?

 

Turnkey rental property investors look at several metrics when assessing investment opportunities. Here are the most important metrics:

 

- [Cap Rate](https://www.offermarket.us/real-estate-glossary/cap-rate-capitalization-rate)
- [Cash-On-Cash-Return](https://www.offermarket.us/real-estate-glossary/cash-on-cash-return)
- [Gross Yield](https://www.offermarket.us/real-estate-glossary/gross-yield)

 

### [Browse turnkey rental properties on OfferMarket](https://www.offermarket.us/listings)

Turnkey rental properties are single family and multifamily houses that are sold to rental property investors in "turnkey" condition either with tenants already in place or ready to rent.

Turnkey Rental Properties - Real Estate Glossary - OfferMarket

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What is Turnkey Rental Properties in real estate?

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**LTARV** means Loan To After Repair Value. This acronym is commonly used by private lenders and commercial lenders who finance fix and flip and rental property investors.

 

## What does ARLTV mean?

 

**ARLTV** stands for After Repair Loan To Value, and it is the same exact concept as LTARV. Some private lenders use ARLTV, others use LTARV in their communications.

 

## What is the maximum LTARV?

 

Private lenders generally limit the loan to after repair value to 75%. That means a property that appraises for an after repair value of $100,000 based on scope of work, would qualify for a loan of $75,000.

 

**Let's drive the concept home with an example:** you want to buy a distressed property for $100,000. You expect to invest another $100,000 in repairs. Given your planned [scope of work](https://www.offermarket.us/frequently-asked-questions/what-is-the-draw-request-process-for-offermarket-capital-construction-loans) for the rehab, you expect the property to appraise for $300,000 based on recent [comps](https://www.offermarket.us/real-estate-glossary/comps).

 

Before providing funding, your private lender orders an appraisal. The appraiser inspects the property, reviews your scope of work, and provides an opinion of After Repair Value in the appraisal report of $295,000. Close to your estimate!

 

So you have:

 

- Purchase Price: $100,000
- Rehab Budget: $100,000
- ARV: $295,000

 

Now, here are the terms you can get from your private lender:

 

- **Maximum Loan Amount:** $221,250 ($295,000 * 75%)
- **Up to 90% of Purchase Price:** $90,000
- **Up to 100% of Rehab Budget:** $100,000
- **Total loan:** $190,000
- **Term:** up to 18 months
- **Interest Rate:** see [Bridge Loan Index](https://www.offermarket.us/blog/bridge-loan-interest-rate-index)
- **Origination Fees "points":** see [Bridge Loan Index](https://www.offermarket.us/blog/bridge-loan-interest-rate-index)

 

## Bridge Loan Exit Strategy

 

After your project is complete you can either sell the property ("flip"), or you can rent and refinance the property ("[BRRR](https://www.offermarket.us/blog/brrr-loans-bridge-loan-to-dscr-rental-loan-growth-strategy)").

 

Learn more about [ARV](https://www.offermarket.us/real-estate-glossary/arv-after-repair-value) in our real estate glossary.

 

## OfferMarket Fix & Flip Bridge Loans

 

- [Get Bridge Loan and DSCR Loan quotes in 2 minutes or less](https://www.offermarket.us/loans)
- [Private Lender for Bridge Loans and DSCR Loans](https://www.offermarket.us/capital)

LTARV means Loan To After Repair Value. This acronym is commonly used by private lenders and commercial lenders who finance fix and flip and rental property investors.