Learn how a pledge of shares agreement works in private lending and its impact on real estate investments.

Pledge of shares private lender real estate

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Pledge of Shares | OfferMarket

Pledge of Shares

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Looking to invest in real estate but don't have the funds to buy properties outright? Rental loans can be an excellent way to finance your real estate investment properties. In this comprehensive guide, we'll cover everything you need to know about rental loans, including how they work, the types of rental loans available, the pros and cons of using rental loans, how to qualify for a rental loan, and tips for finding the best rental loan for your investment needs.

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We'll also explore important topics such as loan-to-value (LTV) ratios, interest rates, repayment terms, and fees associated with rental loans. Additionally, we'll provide practical advice on how to use rental loans to maximize your investment returns, including how to choose the right properties, how to negotiate with lenders, and how to manage your rental properties effectively.


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Whether you're a seasoned real estate investor looking to expand your portfolio or a first-time investor just starting out, this guide will provide you with the knowledge and tools you need to succeed with rental loans. So why wait? Dive in and start learning about how rental loans can help you achieve your real estate investment goals today!

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## What is a rental loan?

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A rental loan, also known as a real estate investment loan or a DSCR (debt service coverage ratio) rental loan, is a type of financing designed specifically for investment properties such as rental homes or multi-unit apartment buildings. Unlike traditional home loans, rental loans are not based on the borrower's personal income or credit score, but rather on the potential rental income of the property. This makes rental loans an attractive option for real estate investors looking to expand their rental property portfolios. With a rental loan, investors can access the funds needed to purchase and renovate properties, and then use the rental income generated by the property to pay back the loan.

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## How are rental loans different from normal mortgages?

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Rental loans differ from traditional home mortgages in several ways. First, rental loans are based on the potential rental income of the property rather than the borrower's personal income or credit score. This means that the borrower's debt-to-income ratio is not a primary factor in determining loan approval. Second, rental loans often have higher interest rates and require larger down payments than traditional home mortgages due to the higher risk associated with investment properties. Additionally, rental loans typically have shorter repayment terms and require borrowers to meet certain occupancy and income requirements to qualify. Rental loans are a specialized financing option designed specifically for real estate investors looking to purchase and manage rental properties.

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## Why would someone use a rental loan?

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A real estate investor may use a rental loan for several reasons. Firstly, rental loans can provide the necessary capital to purchase an investment property with the goal of generating rental income. Rental loans also offer investors the flexibility to finance multiple investment properties, enabling them to grow their portfolios over time. Additionally, rental loans can help investors leverage their existing assets to acquire new rental properties without having to tap into their personal savings. By using rental loans, investors can also benefit from potential tax deductions related to their rental properties, such as mortgage interest, property taxes, and depreciation.

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## What are the types of rental loans?

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There are several types of rental loans available for real estate investors. These include traditional mortgages, portfolio loans, blanket loans, commercial loans hard money loans/ DSCR (Debt Service Coverage Ratio) loans. 

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Conventional rental loans are offered by traditional lenders and are typically backed by Fannie Mae or Freddie Mac. These loans are generally suited for investors who are looking to purchase a single rental property or a small number of rental properties. These loans typically require income verification and W-2 verification which limits their use to non-professional real estate investors that depend on another job for their main source of income.

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Portfolio rental loans, on the other hand, are designed for investors who own a portfolio of rental properties. These loans provide investors with the ability to finance multiple properties under a single loan, simplifying the financing process and potentially lowering interest rates.

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Blanket loans are another type of rental loan that allows investors to finance multiple properties under a single loan. Unlike portfolio loans, however, blanket loans do not require all properties to be similar in type or location.

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Commercial rental loans are available to investors looking to purchase commercial properties, such as office buildings, retail spaces, or industrial properties. These loans often have higher interest rates and stricter qualification requirements due to the increased risk associated with commercial properties.

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Finally, hard money/DSCR loans are based on the property's cash flow and do not require personal income verification. 

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In summary, traditional mortgages and commercial loans are typically offered by banks and credit unions, while portfolio loans and blanket loans are provided by private lenders. Hard money loans are often used for short-term financing and require higher interest rates and fees. The type of rental loan that an investor chooses will depend on their investment strategy, portfolio size, and the type of property they are looking to finance.

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## What are the risks of rental loans?

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Like any type of loan, rental loans come with risks to the borrower. One of the primary risks is the possibility of defaulting on the loan, which could lead to foreclosure and the loss of the property. Additionally, there is the risk of the property not generating enough rental income to cover the loan payments, leaving the borrower responsible for making up the difference. Other risks include unexpected maintenance or repair costs, changes in the local rental market, and the potential for interest rate increases.

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To mitigate these risks, lenders will typically require a down payment and will carefully evaluate the borrower's creditworthiness and ability to repay the loan. Lenders may also require the borrower to maintain certain levels of insurance, such as hazard insurance and flood insurance. To ensure that the property generates enough rental income to cover the loan payments, lenders may also require a debt service coverage ratio (DSCR) calculation to ensure that the property generates enough rental income to cover the loan payments. Lenders may also require regular inspections of the property to ensure that it is being maintained and is generating rental income as expected.

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## What can you do to mitigate risk of rental loans?

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As a borrower, there are several steps you can take to mitigate the risks associated with rental loans. Firstly, it's important to have a thorough understanding of the rental market and ensure that you can generate enough rental income to cover the loan payments. Having a margin of safety, in terms of a rent cushion, can help mitigate risks by providing a buffer for unexpected vacancies, repairs, or rent decreases.

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Secondly, it's important to have a solid plan for managing the property and a reliable team in place to help you. If your a remote landlord, having a property manager who can handle tenant screenings, repairs, and other day-to-day operations. A good property manager can help ensure that the property is well-maintained, tenants are paying on time, and potential issues are addressed promptly. If you are self-managing, then all the items mentioned above must be promptly and professionally handled by you.

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Lastly, it's crucial to conduct due diligence before taking out a rental loan. This includes researching the lender's reputation, reading the loan documents carefully, and having a solid understanding of the terms and conditions of the loan. By being proactive and taking steps to mitigate risks, you can increase the chances of a successful rental property investment with utilization of a rental loan.

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## How do you find the best terms for a rental loan?

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To find the best terms for a rental loan, it is recommended to research and compare multiple lenders. Start by identifying reputable lenders that specialize in rental property financing. Check online reviews, consult with local real estate agents, and ask for recommendations from other investors.

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Once you have identified potential lenders, you should request loan quotes and compare the terms and fees. Look at the interest rate, loan amount, loan term, prepayment penalties, closing costs, and other fees. Be sure to read the fine print carefully and understand all terms and conditions.

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When comparing loan quotes, it is important to consider the total cost of the loan, not just the interest rate. A loan with a lower interest rate may have higher closing costs, making it more expensive in the long run.

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To obtain quotes, you can request them directly from lenders or work with a mortgage broker who can provide quotes from multiple lenders. It is recommended to obtain quotes from at least three different lenders to ensure that you are getting the best possible terms.

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To get the best possible terms for a rental loan, it is important to have a good credit score, a solid financial history, and a strong rental property portfolio. Lenders are more likely to offer favorable terms to borrowers who present a lower risk.

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## What can you do to improve your terms for a rental loan?

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To improve your chances of getting the best possible terms for a rental loan, you can take several steps.

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First, work on improving your credit score by paying down debt, making timely payments, and avoiding opening new credit accounts. You can also request a free copy of your credit report from each of the three major credit reporting agencies and review it for errors or inaccuracies that may be negatively impacting your score. It vital to improve the credit score in the short term to 'put your best foot forward'. While yes, credit score isn't a perfect measure of your credit worthiness and is often wrong, your lenders will use it to evaluate your application because the capital providers for your lenders will have certain minimum requirements on the credit score scale for cutoffs on the rental loan products.

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Second, lenders may also look at your background report to assess your overall financial stability and ability to repay the loan. This may include reviewing any criminal or financial issues. Most rental loans don't require income verification, but do require character verification. Lenders are trying to make sure you have paid off debts in the past and have no defaults of bankruptcies. Additionally, severity of criminal record does impact the risk of the loan, thus consider addressing any negative items on your report, such as expunging any criminal records if possible. 

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Third, having cash on hand in your bank account can demonstrate to lenders that you have the ability to cover unexpected expenses or vacancies in your rental property. This can make you a more attractive candidate for a loan and even better terms in many cases.

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To compare terms and fees, it's recommended to shop around and request quotes from multiple lenders. This can help you get a better understanding of what terms and fees are typical for rental loans and allow you to choose the best option for your needs. Look for lenders who specialize in rental loans, as they may offer more favorable terms and understand the unique needs of rental property investors.



This rental loan guide explains how to finance investment properties with rental loans, including types, tips, and terms.

Guide to Rental Loan Financing - OfferMarket

Rental Loans - A Comprehensive Guide to Financing Your Real Estate Investments with Rental Loans

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## Turnkey Rental Properties Transcript: Table Of Contents

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**0:10** What are turnkey rental properties?<br>
**2:03** How to find turnkey rental properties for sale<br>
**02:54** Cash On Cash Return<br>
**05:15** Actual turnkey rental property deal review<br>
**07:26** Rental property management<br>
**09:02** Best markets for turnkey rental properties<br>
**12:31** Rental property loans<br>
**14:22** Rental property inspection<br>

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## What are turnkey rental properties?

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**00:10** Hello and welcome to the OfferMarket Podcast. I'm your host, Daniel Sperling Horowitz and today we're going to be talking about turnkey rental properties. So what are turnkey rental properties? It's actually really interesting, if you're a rental property investor. You can buy properties that have tenants in place already that are cash flowing with minimal to no deferred maintenance in terms of things that need to be addressed in the near term to maintain the property. And this makes a great investment. It's predictable. It is uncorrelated to, let's say, other assets like equities on the stock market.

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**00:55** Before we get into everything that we know, essentially a brain drain on turnkey rental properties. I just want to go over the agenda for today. We're going to be talking about how to buy turnkey rental properties and finding deal flow for turnkey rental properties. We're going to be talking about deal evaluation, [cash on cash return](https://www.offermarket.us/real-estate-glossary/cash-on-cash-return), [free cash flow](https://www.offermarket.us/real-estate-glossary/free-cash-flow), [net yield](https://www.offermarket.us/real-estate-glossary/net-yield). We'll be talking about an example turnkey rental investment that I made earlier this year. What I learned from that experience, we'll be covering the best markets for turnkey rental properties. So I think there's an important answer to that question, if you're looking for the best markets to invest in turnkey rental properties. We'll talk through property management, which is extremely critical, especially if you're an out-of-state investor. We'll cover financing turnkey rental property investments and that's it for the episode.

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## How to find turnkey rental properties for sale

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**02:03** So let's jump into how to buy turnkey rental properties. How to find turnkey rental properties for sale. Now you can be a member of a Facebook group or a series of Facebook groups. You can subscribe to wholesaler buyer's lists -- in many cases, there are properties that are in good, solid condition that have tenants already in place those tenants are performing. I would consider that a turnkey rental property. If you want a more organized way to find turnkey rental properties, you can subscribe to Deal Flow on Offer Market, our investment property marketplace. We have a good amount of turnkey rental property inventory currently, and I'll provide a link to that in the details section.

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## Cash On Cash Return

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**02:54** Now, how do you evaluate turnkey rental properties?

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**02:59** And actually one thing I forgot to mention in terms of how to find these deals. There are also regional turnkey rental property providers that you can network with and access their deal flow as well. And I recommend doing that. How do you evaluate turnkey rental properties? It's no different than investing in any other buy and hold rental property. In my opinion, [cash on cash return](https://www.offermarket.us/real-estate-glossary/cash-on-cash-return) is the most important thing. So how much free cash flow are you generating? Net of all of your expenses, including depreciation. You name the expense, property management fees, vacancy, maintenance, taxes, insurance, your free cash flow at the end of the day. What percent return is that on the amount of cash that you're laying out to purchase this property? Now, that number will vary based on whether you're buying the property unlevered without a loan just in cash, or if you're buying the property with a loan. So that free cash flow is really important. I think at the end of the day, turnkey rental properties are ideally situated to markets where there is good, strong free cash flow. The kicker, the icing on the cake would be the appreciation for the underlying asset in that market.

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**04:32** [Net yield](https://www.offermarket.us/real-estate-glossary/net-yield) is something that I think about a lot as a way to compare turnkey rental properties or any rental property to other prospective investments. So your net income after all of your expenses over the current value of that property. Now how does that compare to bonds? How does that compare to dividend, paying stocks or ETFs? How does that compare to other potential real estate investments that you could be making? And that's a good way to standardize the attractiveness of an individual asset.

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## Actual turnkey rental property deal review

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**05:15** I really wanted to talk about turnkey rental properties next week is Thanksgiving. So there's a pun there, but it's something that I am really interested in. And earlier this year we purchased a [turnkey rental property in East Stroudsburg, PA](https://www.offermarket.us/listings/2209-Linden-Ln-East-Stroudsburg-PA-18302-USA). And you might be asking why East Stroudsburg? It's because the numbers were really attractive. We heavily [researched the market](https://www.offermarket.us/markets/east-stroudsburg-pa-real-estate) and found it to be really attractive, especially in this COVID work from home environment, being in the Poconos and only an hour and a half away from Manhattan. It also has a lot of economic development, especially with ecommerce fulfillment.

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**06:06** So we decided to pull the trigger after doing our due diligence and we bought a property for $105,000 in cash. All in it costs about $108,000 just under that. With closing costs and inspection. The property rents for $1,250 a month, the tenants were already in place. In fact, they renewed when we purchased the property. The numbers are very attractive, so our cash on cash return in the first year is on track to be over 10%, just about ten and a half percent the cap rate, which is an important metric as well, which is your net operating income over the purchase price of the property and any investments that you're making in the property. The cap rate is 11.21%, and our goal for this property is to keep it unlevered and just collect free cash flow. Month over month we're making about $980 net of our maintenance and other expenses.

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## Rental property management

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**07:26** Now, what we've learned from this investment and just something that we should share with you is the importance of finding a great property manager. I love property management. In my home market here in Baltimore, I manage all my properties. For investments that are out of state, if you are an out of state investor, get yourself a great property management company. I consider them an important part of your real estate investing team. They charge fees that are pretty straightforward. Typically, it's 5% to 10% of monthly rent. 8% seems to be like a sweet spot they charge for leasing the property, usually 1/2 month's rent. Sometimes it can be higher. And for renewing existing tenants, there could be a small fee there, and then there may be some additional related maintenance fees.

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**08:25** Try to find a property management company with good reviews, interview them, ask them the important questions around how they operate their business. We have some additional content on how to select a great property management firm. But very important part of this, you are entrusting a valuable asset that you own to a company to manage, and you want to make sure that you're protecting the value of that asset, and you're also optimizing the returns that you're generating from that asset.

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## Best markets for turnkey rental properties

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**09:02** The next thing that I'd like to talk about is what are the best markets for turnkey rental properties? Now I think the appropriate answer to that question is it depends. I think that it's important to have a long term horizon. If you're a buy and hold investor, you want to be comfortable with the market that you're investing in, you want to do your research and really understand, is there a strong degree of confidence that through thick and thin, it's worth owning and holding this investment? I think that another important component is the cash flow profile of that market, and that can change.

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**09:50** So you'll see markets where there's a rapid appreciation of home prices and rents are probably not going to keep up with that. That makes those markets less attractive to own a rental property, especially to invest in under those circumstances. So it's important to understand what type of cash flow you can expect moving forward. And the appreciation, again is really the cherry on top, in my opinion. Now, other people can certainly differ with that view, and everybody has their own investing style.

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**10:31** So with that said, there are five markets that I find attractive for turnkey rental properties, and I'm sure there are a host of others and feel free to drop a comment or reach out and bring them to our attention.

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**10:47** But these are the ones that come to mind. The Greater St. Louis market has a really attractive cash flow profile. We're seeing really compelling deals coming from St. Louis. In fact, there's also a good amount of inventory available on our marketplace at OfferMarket for turnkey rental properties in St. Louis. Memphis, Tennessee, is another attractive market. In our opinion, rents relative to purchase prices are producing good strong returns. Baltimore, Maryland, both Baltimore City and Baltimore County. That's our home market. We're very comfortable with this market. There's a lot of opportunity that we see here in Baltimore. Indianapolis is an example of a market that has gotten a little bit hot from our perspective. But I think there are still good deals to be had in Indy, and it's definitely an attractive long term market from everything that we've learned. Finally, Columbia, South Carolina one caveat is Richland County in Columbia, South Carolina, can be a bit expensive from a property tax perspective for investment properties, if you're not an owner occupied, if it's not an owner occupied residence, I think it's like 3.75%, which is cost prohibitive. So when you run your numbers, be very careful. Make sure you understand what the expenses are going to look like, and property taxes are extremely important in that regard.

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## Rental property loans

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**12:31** Let's talk about financing turnkey rental properties. So if you have a W-2, meaning you're a salaried employee, you can purchase turnkey rental properties with a conventional mortgage for an investment property and you'll get attractive rates. Definitely a good way to finance turnkey rental properties if you weren't looking to just buy them outright in cash.

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**13:01** Another option, if you're using financing is no doc rental property loans from a private lender. So what does that mean? It means it's a loan that's provided based on your credit worthiness, your credit score, the assets that you own, the experience that you have as a rental property investor, but not on a W-2. You're not required to have a W-2. This is a very attractive avenue for many rental property investors, and it's really a careful evaluation of that specific deal. How much is it rent for? What are you purchasing it for? What's the cash, I should say, what does the free cash flow look like, the [Debt Service Coverage Ratio ("DSCR")](https://www.offermarket.us/real-estate-glossary/dscr-debt-service-coverage-ratio) for these loans?

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**13:54** Speaking about rental property loans, quick shout out [OfferMarket Capital](https://www.offermarket.us/capital) is our private lending platform, and so our goal is to provide the most competitive and transparent rates and terms for rental property loans, [DSCR loan](https://www.offermarket.us/blog/dscr-loan). So be sure to get a quote if you're purchasing, if you're looking for a private lender and the most competitive rates.

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## Rental property inspection

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**14:22** Have we left anything out? Now, I know we've covered a decent amount of ground. I think that the biggest takeaway is turnkey rental properties can make for a great investment.

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**14:34** I think that it's important to really understand the quality of the property. That does bring that one very important missing piece to this episode. Make sure you have a thorough inspection performed. You don't want to purchase a property that is billed as a turnkey rental property, but it turns out the roof needs to be replaced and other major systems are close to reaching replacement age. Ideally, it's a property that has very new systems and is really going to be predictably generating cash flow over the next ten plus years without any substantial maintenance requirements. It's all about cash flow, and it's really important to make sure you're working with an Inspector who performs a thorough inspection on the property before you commit to purchasing it.

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**15:36** Now here's the outro. Happy Thanksgiving! Happy turnkey rental property investing research, let us know if you have any questions. Leave a comment. Subscribe to our channel, to our podcast. Check out OfferMarket.us -- you can subscribe to Deal Flow for free, access turnkey rental properties and be among the first to know about new turnkey rental properties as they're made available on the platform.

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**16:08** With that, thanks so much for listening and tuning in. We look forward to hanging out with you next time and stay tuned, we have some good content planned for the rest of the year. Thanks so much. Have a great day!

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**16:38 - DISCLAIMER:** This episode of OfferMarket Podcast has been brought to you by OfferMarket, a leading investment property marketplace. If you like this episode, be sure to subscribe, visit OfferMarket.us, follow us on social media and spread the word. All investments involve risk of loss. Nothing contained in this podcast should be construed as investment advice.

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## Related content

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[OfferMarket Podcast, Episode 1: 468 Unit SUPER SIZE House Hack with Stewart Beal](https://www.offermarket.us/blog/offermarket-podcast-how-to-invest-in-real-estate-with-stewart-beal)

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[OfferMarket Podcast, Episode 2: The Story of Frank, A crash course in wholesaling](https://www.offermarket.us/blog/offermarket-podcast-episode-2-the-story-of-frank-a-crash-course-in-wholesaling)

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In this episode of the OfferMarket Podcast, Daniel discusses turnkey rental properties and walks you through a recent deal. Subscribe and enjoy!

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Episode 3: Turnkey Rentals Brain Drain | OfferMarket

OfferMarket Podcast, Episode 3: Turnkey Rental Properties Brain Drain 

Grow your real estate investing business with the most competitive DSCR loan product. OfferMarket provides DSCR rental loans, bridge loans, hard money, fix and flip, slow flip, and ground up construction loans.

Private Lending | OfferMarket

Private Lending

Off Market Properties

Buyers Lists

How to Find Wholesalers and Join Their Buyers Lists

Marketplaces

OfferMarket Membership

**Last updated:** May 21, 2025

For real estate investors focused on 1-4 unit residential properties, partnering with local wholesalers can unlock a wealth of opportunities. Wholesalers act as deal facilitators, connecting investors with [off market properties](https://www.offermarket.us/blog/off-market-properties) that offer less competition, potentially lower prices, and flexible terms. Whether you’re a rental property investor seeking steady cash flow or a flipper aiming for high returns, sourcing properties through wholesalers in your local market can give you a competitive edge. 

This article explores how to find real estate wholesalers near you, the benefits of off-market properties, the importance of wholesaler buyers lists, and how platforms like OfferMarket can streamline your investment strategy.

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    <th>Location</th>
    <th>Buyers</th>
    <th>Sellers</th>
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</thead>
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  <tr>
    <td>Off market properties near me</td>
    <td><a href="http://www.offermarket.us/survey/subscribe/deal-flow">Join Buyers List</a></td>
    <td><a href="https://www.offermarket.us/sell?status=getoffers">Get Cash Offer</a></td>
  </tr>
</tbody>
</table>
</div>

## Off Market Properties

Off market properties are highly sought after by real estate investors due to their unique advantages. Let's review several key benefits that make them attractive for rental property investors and flippers alike.

### Reduced Competition

One of the primary advantages of off market properties is the reduced competition. Since these homes are not publicly advertised, fewer buyers are aware of them, which minimizes bidding wars. This allows investors to negotiate better terms and potentially secure properties at lower prices. For flippers, this can translate to higher profit margins, while rental property investors can acquire assets at a cost that supports optimal long-term cash flow goals.

### Flexible Deal Structures

Off market properties often allow for more creative and flexible deal structures. Without the constraints of a public listing, sellers and buyers can negotiate terms that suit their specific needs (i.e. creative financing / subject to). This flexibility is particularly valuable for investors looking to tailor deals to their investment strategy or solve problems for distressed sellers.

### Privacy and Discretion

Sellers of off market properties often prefer privacy, avoiding the hassle of public showings or the scrutiny of the open market. This can be appealing for investors who value discreet transactions and properties in poor condition that require renovation. For example, a distressed seller may want to avoid the stress of preparing their home for MLS listings, making them more open to negotiating with a wholesaler or investor directly.

### Potential for Higher Returns

Because off market properties face less competition, investors can often purchase them at below-market prices, increasing the potential for higher returns. For flippers, this means more room for renovation costs and profit after the sale. For rental property investors, acquiring properties at a lower cost can improve [cash-on-cash return](https://www.offermarket.us/blog/cash-on-cash-return) and overall portfolio performance.

### Strategies for Finding Off Market Properties

To tap into off-market opportunities, investors must be proactive. Building relationships with wholesalers, real estate agents, and other industry professionals is key. Additionally, strategies like direct mail campaigns, skip tracing, and networking through local real estate groups can uncover hidden deals. Platforms like OfferMarket and [PropStream](https://www.offermarket.us/blog/propstream-demo) also provide a streamlined way to access off-market listings, connecting investors directly with wholesalers and property owners.

## Buyers Lists

A buyers list is a curated database of real estate investors to whom wholesalers market their off-market deals. These buyers are typically cash buyers or those using hard money loans, capable of closing quickly on properties in as-is condition. For wholesalers, a robust buyers list is critical to efficiently assign contracts and close deals. For investors, being on a wholesaler’s buyers list means gaining access to exclusive deal flow that aligns with your investment criteria.

### What Is a Buyers List?

A buyers list is essentially a network of pre-vetted investors who are ready to purchase off-market properties. Wholesalers rely on these lists to market their deals to buyers who can act fast, often within days. For rental property investors and flippers, being on a buyers list ensures you’re among the first to see high-potential deals before they hit the open market. The most dependable buyers on these lists are verified for proof of funds, ensuring smooth and efficient transactions.

## How to Find Wholesalers and Join Their Buyers Lists

Finding reputable wholesalers in your local market is the first step to accessing off-market deal flow. Here are several effective strategies to connect with wholesalers and get on their buyers lists:

### Google Search for Wholesalers

A simple yet effective way to find wholesalers is to search Google using terms like “we buy houses [your city]” or “sell my house fast [your city].” These searches often return websites of top-ranking wholesalers in your area. For example, searching “we buy houses Baltimore” might lead you to local wholesalers who specialize in distressed properties. Visit their websites, review their offerings, and reach out via contact forms or phone numbers to express interest in joining their buyers list. Be clear about your investment criteria, such as property type (1-4 unit residential), budget, and target neighborhoods.

### Join Local Facebook Groups

Many local markets have Facebook groups dedicated to real estate investing, often called “Investor Network” or “[City] Real Estate Investors.” These groups are a goldmine for accessing deal flow posted by wholesalers. Search for groups specific to your city or region, join them, and monitor postings for attractive deals. Search the group's historical postings to find wholesalers that focus on the type of off market properties you want to access. When you find a deals that match your criteria, reach out to the wholesaler directly to discuss the property and request to be added to their buyers list. Engaging in these groups also allows you to network with other investors and learn about reputable wholesalers in your market.

### Attend Local REIA Meetings

Real Estate Investors Associations (REIAs) are local networks where investors share insights, collaborate, and access off-market deals. Joining your local REIA is a powerful way to connect with wholesalers and other investors. Attend meetings, participate in discussions, and ask fellow investors for recommendations on the best wholesalers in your area. REIAs often host events where wholesalers pitch their deals, giving you direct access to off-market opportunities. The National REIA, founded in 1985, has over 120 local associations with a combined membership of 40,000+, making it a valuable resource for networking.

### Ask Other Investors for Recommendations

Word-of-mouth referrals are a reliable way to find trustworthy wholesalers. Reach out to other rental property investors or flippers in your market and ask who they work with for off-market deals. Experienced investors can point you to wholesalers with a proven track record of delivering high-quality deals. Building these relationships not only helps you find wholesalers but also fosters a network of like-minded professionals who can share market insights and opportunities.

### Leverage Public Records and Online Platforms

Beyond networking, you can use public records to identify wholesalers that use double-closings and are recorded as the property owner. Check local property tax records to see who’s been buying distressed properties in your target neighborhoods, as these are often wholesalers or their buyers. Platforms like PropStream are powerful sources for off market intelligence.

### Tips for Building Relationships with Wholesalers

Once you connect with wholesalers, focus on building long-term relationships. Be clear about your acquisition criteria, such as property size, condition, and location, to ensure they send you relevant deals. Respond promptly to their communications and demonstrate your ability to close quickly, as wholesalers prioritize dependable buyers. Providing proof of funds or pre-approval for financing can also make you a preferred buyer on their list.

## Marketplaces

Online real estate marketplaces have transformed the way investors source off market properties. OfferMarket is a leading platform for connecting real estate wholesalers with verified end buyers, including rental property investors and flippers. With thousands of wholesalers posting off-market deals and thousands of buyers subscribing to tailored deal flow, OfferMarket streamlines the process of finding and closing on 1-4 unit residential properties.

### What is OfferMarket?

OfferMarket is a free, user-friendly marketplace designed to facilitate off-market real estate transactions. Wholesalers post their assignable contracts, tired landlords post their tenant-occupied inventory, distressed sellers post their properties requesting an As Is offer. Investors like you browse listings and subscribe to deal flow in specific cities and ZIP codes. The platform’s trust and safety team verifies listings to ensure accuracy and screens buyers for proof of funds, reducing the risk of failed transactions. This focus on trust and efficiency makes OfferMarket a go-to resource for investors seeking high-quality off-market deals.

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[![Got off market listings - access deals](https://cms.offermarket.us/uploads/Got_off_market_listings_access_deals_73468e4b7a.jpg)](https://www.offermarket.us/listings?ref=content-real-estate-wholesaler-near-me)

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### Benefits of Using OfferMarket

OfferMarket offers several advantages for real estate investors:

- **Access Exclusive and Off Market Inventory:** The platform features hundreds of off market properties posted by wholesalers, tired landlords, and distressed sellers. This extensive inventory ensures investors have a wide range of options to fit their investment strategy, whether it’s a fixer-upper for flipping or a turnkey rental property.
- **Targeted Deal Flow:** Investors can subscribe to deal notifications for specific cities or ZIP codes, ensuring they only receive alerts for properties that match their criteria. This saves time and allows investors to act quickly on deals that align with their goals.
- **Verified Listings and Buyers:** OfferMarket’s trust and safety team verifies the accuracy of property listings, requiring wholesalers to upload proof of control (e.g., contracts or option agreements). Buyers are also screened for proof of funds, ensuring that only serious investors participate in transactions. This verification process enhances transaction efficiency and reduces risks.
- **Free Membership:** OfferMarket is entirely free to join. Investors can browse listings and connect with wholesalers. This accessibility makes it an attractive option for both new and experienced investors.
- **Additional Benefits:** Beyond its marketplace, OfferMarket offers private lending options, such as [DSCR loans](https://www.offermarket.us/dscr-loan?ref=content-real-estate-wholesalers-near-me) and [fix-and-flip loans](https://www.offermarket.us/fix-and-flip-loan?ref=content-real-estate-wholesalers-near-me), as well as [landlord insurance rate shopping](https://www.offermarket.us/insurance?ref=content-real-estate-wholesalers-near-me). These services provide a one-stop shop for investors looking to grow and optimize their portfolios with low cost financing and insurance.

### How to use OfferMarket

Getting started on OfferMarket is straightforward. Investors can sign up for a free account in less than 60 seconds, either as a buyer or a wholesaler. Once registered, you can browse listings or set up deal flow notifications for your target market. When you find a property that interests you, use OfferMarket’s secure messaging system to contact the wholesaler, arrange viewings, or negotiate terms. The platform’s analytics tools also allow wholesalers to track views and inquiries, helping investors gauge interest in a deal.

### Why use OfferMarket?

OfferMarket operates as an open marketplace where any wholesaler or property owner can post off market deals, increasing the diversity of available properties. OfferMarket is vertically integrated, offering real estate investors with simple and competitive financing and insurance services, making it a convenient and comprehensive solution for investors.

### Tips for Success on OfferMarket

To maximize your success on OfferMarket, focus on 1-4 unit residential properties that align with your strategy, whether it’s rentals or flips. Act quickly on attractive deals, as the most desirable properties often go under contract within 24-48 hours. Finally, leverage OfferMarket’s messaging system to build relationships with wholesalers, ensuring you stay top-of-mind for future deals.

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## OfferMarket Membership

[Join OfferMarket](https://www.offermarket.us/login?ref=content-real-estate-wholesalers-near-me) today, membership is free and signing up takes under a minute!

🏚️ **[Off market properties](https://www.offermarket.us/listings?ref=content-real-estate-wholesalers-near-me)**</br>
💰 **[Private lending](https://www.offermarket.us/loans?ref=content-real-estate-wholesalers-near-me)**</br>

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