*Quote takes 1 minute, no credit pull
Insurance*1 quote from 40+ carriers
Listings*New listings daily
DSCR Portfolio Loan: Guide for Smart Investors
Last update: October 9, 2025
As a real estate investor, scaling your rental property portfolio often requires identifying and utilizing loan types that allow you to execute on your specific strategy. Whether you are focused on properties valued below $100,000 or bulk purchases from other rental investors, the DSCR portfolio loan is an excellent option to keep on your radar.
Traditional loans can limit your ability to grow, especially when dealing with multiple properties or lower-valued assets. This is where DSCR portfolio loans come into play. These loans, offered through programs like OfferMarket's DSCR loan platform, allow investors to finance several properties under a single loan structure, qualifying based on the combined rental income rather than personal finances.
In this comprehensive guide, we will explore everything you need to know about DSCR portfolio loans. From the basics of how they work to eligibility requirements, benefits, and ideal use cases, this article aims to equip you with the knowledge to make informed decisions. Whether you are a seasoned investor looking to consolidate your holdings or a newcomer aiming to acquire a bundle of rentals, understanding DSCR portfolio loans can unlock new opportunities for building wealth through real estate.
