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Debt Service Coverage Ratio Loan for Rental Property: Your Complete Guide


Last updated: Jan 8, 2025


If you’re venturing into the world of rental properties, whether as a seasoned investor or a newcomer, you’ve likely encountered the term Debt Service Coverage Ratio (DSCR). This financial metric is pivotal when securing loans for your rental ventures, but it’s often misunderstood or overlooked. Let’s dive deep into what DSCR is, why it matters, and how you can leverage it to ensure your rental property investments are both profitable and sustainable.