Grow your real estate investing business with the most competitive and transparent private lender for bridge loans (hard money, fix & flip, rehab, ground up construction), DSCR rental loans.

Private Lender for DSCR Loans and Fix & Flip Loans | OfferMarket

Private Lender for DSCR Loans and Fix & Flip Loans

A **private lender** is a person or business that provides loans directly to real estate investors. Private lenders typically provide capital to investors who would otherwise have a difficult time qualifying for or obtaining a loan from a bank or financial institution. In many cases because the loan is for a property in poor condition, or the borrower does not have a W-2 source of income.

 

## Types of loans from hard money and private lenders

 

- bridge loans (fix and flip, [BRRR](https://www.offermarket.us/real-estate-glossary/brrr-buy-rehab-rent-refinance))
- rental loans and [cash out refinance](https://www.offermarket.us/real-estate-glossary/cash-out-refinance)
- rental portfolio loans

 

Private loans are typically guaranteed by the borrower and collateralized (backed) by real estate or other assets of the borrower. 

 

## Private lender cash out refinance

 

If you own a rental property individually or in an LLC, you can easily refinance to a lower interest rate and pull cash out in the process.

 

## [Get a quote from OfferMarket Capital](https://www.offermarket.us/capital)

 

Take your real estate investing to the next level with OfferMarket Capital. Access the most competitive and transparent rates on bridge loans (fix and flip) and 30 year fixed rate rental loans (purchase and refinance).

 

### Related terms

 

- [Private Lender Data Feed](https://www.offermarket.us/blog/private-lender-data-feed)
- [Hard Money]((https://www.offermarket.us/real-estate-glossary/hard-money)

What is a Private Lender? Learn about private lending and how to find private lenders for your real estate investments.

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Private Lender - Real Estate Glossary - OfferMarket

What is a Private Lender in real estate? 

PUD in real estate stands for *Planned Unit Development*. A Planned Unit Development is a community of single family homes that belong to a homeowners association or "HOA".

 

## What is the difference between a PUD and HOA?

 

You can think of the PUD as the physical development (community), and the HOA as the governing body of the PUD. So let's say you have a community of 100 townhomes in a 5 acre tract of land. That is the PUD -- true to its name it is a planned development. The HOA is the association of property owners which is overseen and managed by a board of directors or a 3rd party management firm. The HOA is typically a corporation in legal structure that enforces bylaws, votes on new laws, manages community events and collects annual dues. Many HOAs have committees such as landscaping committee and architecture committee. HOAs tend to be governed by a board of directors with roles such as president, treasurer, safety liaison, etc.

 

## What does PUD stand for in real estate?

 

A planned unit development or PUD is a residential real estate development that is typically built by a common developer and intended to be a uniform community governed by a homeowners' association or HOA. 

 

## PUD vs HOA

 

PUD is the physical community of homes typically build by the same real estate developer, and the HOA is the organization that manages the community on an ongoing basis.

 

## Related terms

 

[HOA meaning](https://www.offermarket.us/real-estate-glossary/hoa-meaning)

PUD means planned unit development. A PUD is a community of single family homes where every homeowner belongs to a homeowners association or HOA that charges dues and enforces bylaws for the community.  

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What is the meaning of PUD in real estate? | OfferMarket Glossary

What is the meaning of PUD in real estate?

Landlord insurance, commonly referred to as rental property insurance, covers dwellings from a property damage and liability perspective. 

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Landlord Insurance - OfferMarket

What is Landlord Insurance in real estate?

#### What is a real estate syndicate?

 

A real estate syndicate is a group of investors who pool their capital (cash) together to purchase one or more investment properties.

 

#### Why to people invest in real estate syndicates?

 

- **Diversification:** real estate syndicates allow individual investors the ability to invest relatively small sums of money compared to the capital required to purchase a specific asset. Instead of investing $100,000 in one rental property, you can invest in 10 separate syndicate deals.
- **Convenience:** syndicate investors are passive investors, this means they are not responsible for coordinating the investment(s) made by the syndicate or managing the asset(s) owned by the syndicate. For example, investors that want exposure to single family rental properties but do not want to be responsible for structuring the deal (i.e. deal sourcing, financing) of managing the property will find syndicates to be an attractive investment vehicle.
- **Relative returns:** well-managed syndicates provide attractive returns to investors relative to other passive investments such as REITs, stocks and bonds. Syndicate funds may safely return over 10% in annual cash distributions, a significantly higher dividend than most other passive income assets. 
- **Deal selection:** syndicates are raised with the explicit approval of the syndicate investors. Investors have a say in that they have the ability to review a prospective real estate investment and decide whether or not to participate in the deal. This compares to REITs where unitholders are at the mercy of investment decisions made by the REIT's management.

 

#### How do I invest in real estate syndicates?

 

If you are looking to invest in real estate syndicates, you have come to the right place! [OfferMarket Syndicates](https://forms.gle/uEb7axZM4WEc8T2T7) gives select investors the opportunity to participate in our proprietary deal flow for single family and multi-family rental properties.

Real estate syndication is the pooling of investment capital from multiple investors to purchase an investment property. There's more to learn about real estate syndicates at OfferMarket.