What is a Private Lender in real estate?


A private lender is a person or business that provides loans directly to real estate investors. Private lenders typically provide capital to investors who would otherwise have a difficult time qualifying for or obtaining a loan from a bank or financial institution. In many cases because the loan is for a property in poor condition, or the borrower does not have a W-2 source of income.


Types of loans from hard money and private lenders



Private loans are typically guaranteed by the borrower and collateralized (backed) by real estate or other assets of the borrower.


Private lender cash out refinance


If you own a rental property individually or in an LLC, you can easily refinance to a lower interest rate and pull cash out in the process.


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