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Private Lender for DSCR Loans and Fix & Flip Loans

Gross Annual Rent ÷ Current Market Value

 

Gross Rent is the total rent revenue collected. Current Market Value is the appraised or estimated value based on comparable properties (comps). Gross Yield does not consider expenses or taxes. Also referred to as Gross Rental Yield, this metric is a good starting point for rental property investors to determine the attractiveness of a rental property investment relative to other similar options in a given market.

 

### Example
If you own a single family rental property with $10,000 per year in gross rent (total rent) and the house is worth $100,000, your gross yield is 10%.

Gross Yield = Gross Annual Rent ÷ Current Market Value. Learn more about gross rental yield. 

Gross Yield - Real Estate Glossary - OfferMarket

What is Gross Yield in real estate?

Mortgage loans are repaid over time, usually in equal monthly installments, based on an amortization schedule. Amortization schedules for fixed rate mortgages contain a declining amount of interest and a rising amount of principal repaid each month as the total loan value declines. Read about [PITI](https://www.offermarket.us/real-estate-glossary/piti) (principal, interest, taxes and insurance), the core components of monthly homeownership costs.

 

### Check out our [Mortgage Calculator](https://www.offermarket.us/tools/mortgage-calculator) for a closer look at amortization schedules

Mortgage loans are repaid over time, usually in equal monthly installments, based on an amortization schedule.

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Amortization Schedule - Definition - OfferMarket Glossary

What is Amortization Schedule in real estate?

Mortgage forbearance is a program most lenders and mortgage servicers offer to homeowners experiencing financial hardship that temporarily pauses or reduces monthly payments. Forbearance typically lasts 3 to 6 months. In situations such as the COVID-19 pandemic, forbearance programs have been extended for as much as 12 to 18 months. 

 

Forbearance helps homeowners avoid [foreclosure](https://www.offermarket.us/real-estate-glossary/foreclosure). Forbearance does not eliminate missed payments, instead missed or partial payments are usually added to the end of your [amortization schedule](https://www.offermarket.us/real-estate-glossary/amortization-schedule). Forbearance programs vary, if you are struggling to make your monthly mortgage payments, please contact your lender or mortgage servicer.

 

### Read our blog post: [A Closer Look At Mortgage Forbearance And Foreclosure Trends](https://www.offermarket.us/blog/a-closer-look-at-mortgage-forbearance-and-foreclosure-data)

Mortgage forbearance is a program most lenders and servicers offer to homeowners to temporarily pause or reduce monthly payments.   

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Mortgage Forbearance - OfferMarket Glossary

What is Mortgage Forbearance in real estate?

![Virtual Staging - OfferMarket - BoxBrownie.jpeg](https://www.rentstack.co/uploads/Virtual_Staging_Offer_Market_Box_Brownie_5208677f27.jpeg)

 

### What is virtual staging?

 

To understand virtual staging, let's first take a look at traditional home staging. When you sell your house, instead of having it empty, it can be beneficial to have it professionally "staged" with high end, trendy furniture, place settings, drapes, paintings, etc. This helps buyers imagine the potential of the house, which can be difficult if the property is completely empty.

 

The problem with traditional staging is that it is very expensive, we're talking $2,000 - $2,500 per month for a 2,000 Sq Ft house. For more on this, read [Who pays for staging a house?](https://technical.ly/baltimore/2021/06/10/offermarket-daniel-sperling-horowitz/)

 

Virtual staging uses augmented reality to digitally apply staging elements (i.e. furniture) into your professional real estate photographs. Virtual staging costs under $25 per photograph which is a huge savings compared to traditional staging.

Virtual staging is gaining popularity as a low-cost alternative to expensive traditional staging. There's more to learn at OfferMarket.