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Prime Charlotte Opportunity – Steele Creek Stunner!

Location, location, location! Welcome to a true gem in the rapidly growing Steele Creek area of Charlotte, NC. This beautiful 5 bed, 4 bath home sits in a quiet, family-friendly neighborhood and is just minutes from Charlotte Premium Outlets, Topgolf, Lake Wylie, and the U.S. National Whitewater Center. You're also a short drive to Uptown Charlotte and Charlotte Douglas International Airport, making this location unbeatable for both tenants and future homeowners.

The 28278 zip code is one of Charlotte's fastest-growing areas, with strong appreciation, new construction, and continued economic development. Whether you're looking for a strong flip or a long-term portfolio hold with instant equity, this is the deal.

Property Highlights:
Spacious 0.2-acre lot

Built in 2015

5 Bedrooms / 4 Bathrooms

3,573 Sq Ft of Living Space

Located in the desirable Steele Creek community

Quiet street with well-kept homes

Nearby Schools & Amenities:
Conveniently close to River Gate Shopping Center, Steele Creek Athletic Association, Charlotte Premium Outlets, and top-rated schools. Easy access to I-485 and I-77.

Financial Overview (Subject-To Terms):
Acquisition Type: Subject-To Existing Financing

Down Payment: $47,000

Monthly PITI Payment: $2,974.84

Interest Rate: 3.6%

Remaining Mortgage Balance: $422,145.36

Buy Now Price (Down Payment + Mortgage): $469,145.36

Estimated Rehab Cost: $10,000 (mainly cosmetic)

After Repair Value (ARV): $560,000

Take over a low-interest mortgage and enjoy serious cash flow or appreciation upside in a thriving area!

Property Specs & Condition:
Property SF: 3,573

Building Type: Single-Family

Exterior: Traditional Siding

Roof: Asphalt Shingle (Excellent Condition)

HVAC: Central (2015)

Utilities: Public Water & Sewer

Zoning: Residential

Don't sleep on this Subject-To deal in one of the most in-demand areas of Charlotte. Whether you're looking to flip or hold, this one checks all the boxes — location, low interest rate, cash flow potential, and equity upside.

Resources:

• The listing price is based on our Cash Offer Calculator.
• Run this scenario through our DSCR Calculator.
• Run this scenario through our Fix and Flip Calculator.

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