Become an expert in Baltimore, MD real estate. Learn about the Baltimore City and Baltimore County real estate markets.

Baltimore, MD Real Estate - Market Overview - OfferMarket

Baltimore, MD

Interested in Towanda, PA real estate? Learn more about the Towanda, PA Bradford County real estate market.

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Towanda, PA 18848 - Real Estate Market - OfferMarket

Towanda, PA

A real estate appraisal is the process of developing an opinion of value for real property. Appraisals are performed by licensed real estate appraisers.

 

Appraisals differ from Broker Price Opinion (BPO) and Real Estate Valuation in that appraisals can only be performed by licensed real estate appraisers.

 

You can receive a [free real estate valuation estimate](https://www.offermarket.us/tools/free-real-estate-valuation), compliments of OfferMarket.

Real estate appraisal is the process of developing an opinion of value for real property. Appraisals are performed by licensed real estate appraisers.

Appraisal - Real Estate Glossary - OfferMarket

What is a real estate Appraisal?

Grow your real estate investing business with the most competitive DSCR loan product. OfferMarket provides DSCR rental loans, bridge loans, hard money, fix and flip, slow flip, and ground up construction loans.

Private Lending | OfferMarket

Private Lending

What is Dutch Interest?

Do all private lenders charge Dutch Interest?

Fix and Flip Bridge Loan Quotes

## What is Dutch Interest?

 

Dutch Interest, also known as [Full Boat interest](https://www.offermarket.us/real-estate-glossary/full-boat), is when a private lender charges interest on the full loan amount, including the construction holdback that has not yet been disbursed to the borrower.

 

For example, let's say you have a $100,000 construction loan from a private lender at 10% interest. The lender uses a [draw request process](https://www.offermarket.us/frequently-asked-questions/what-is-the-draw-request-process-for-offermarket-capital-construction-loans) to reimburse you based on progress completing your [scope of work](https://www.offermarket.us/real-estate-glossary/scope-of-work). You may not have received any of your construction loan holdback but you are still paying interest monthly on the full $100,000 portion of your loan. That's $833.33 per month for funds you have not even accessed yet.

 

## Do all private lenders charge Dutch Interest?

 

When evaluating private lenders, it's important to confirm whether they charge dutch interest or ["non-dutch" or "as disbursed" interest](https://www.offermarket.us/real-estate-glossary/as-disbursed). You can save a lot of money by avoiding dutch interest.

 

Unlike most private lenders, OfferMarket charges interest on an as disbursed basis -- you are only charged for the portion of your construction loan that is actually funded to you. We believe this is the most fair arrangement and aligned with [our mission](https://www.offermarket.us/about).

 

## Fix and Flip Bridge Loan Quotes

 

[Get a quote](https://www.offermarket.us/loans) in under 1 minute from OfferMarket.

Dutch Interest is when private lenders charge interest on the full loan amount, including undisbursed construction holdbacks.

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Dutch Interest

What is Dutch Interest?

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