Last updated: Jan 12, 2025
Purchasing a home is one of the most significant financial decisions you'll make in your lifetime. Whether you're buying your first residence, upgrading to a larger property, or investing in real estate, securing the right mortgage loan is crucial. Among the various metrics lenders use to assess loan applications, the Debt Service Coverage Ratio (DSCR) stands out as a pivotal indicator of financial health. Understanding DSCR home loans can empower you to make informed financial decisions, secure favorable loan terms, and ensure long-term stability.