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Best Hard Money Lenders for First Time Investors

Last Updated: October 6, 2025

We've been there, we know the feeling, and we've designed our platform to help you from your first transaction and onwards.

You're eager to start building your real estate portfolio but the idea of hard money seems intimidating and possibly even risky. You want to find a lender that specializes in serving first time investors. A lender that can help you climb the learning curve and start you on your journey.

If you're tech-forward with a high FICO, that lender may very well be OfferMarket Capital LLC. If you're not tech-forward or your credit score is below 680, then OfferMarket is likely not a fit.

Many hard money lenders explicitly only work with experienced real estate investors. Other hard money lenders charge higher interest rates and fees to first time investors.

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