OfferMarket Rewards
Earn $250 in points every time a loan funds. Redeem your points as closing cost credits on your next deal. Points don't expire from inactivity.
Sign in to start earning$250
Earned per funded loan
100 pts = $1
Flat conversion, no tiers
Never
No expiration from inactivity
Three ways to earn
Every one pays 25,000 points — $250 in closing cost credits.
Fund a loan
25,000 points · $250
Every loan you take with OfferMarket earns $250 in points when it funds — every single one, with no cap.
Refer an investor
25,000 points · $250
When someone you refer funds their first loan with us, you earn $250 in points. Unlimited referrals, unlimited earns.
Close a marketplace deal
25,000 points · $250
Buy or sell through an OfferMarket listing and earn $250 in points on your side of the transaction once it's verified.
Referring is easy — grab your personal link on the referral program page.
What investors say
OfferMarket has been a genuine partner in scaling my Indianapolis portfolio. The... — Alex S.
Frequently asked questions
How much are points worth?
100 points = $1, flat. Points convert to closing cost credits at that simple rate — no tiers, no rounding tricks.
How do I redeem my points?
Apply points as closing cost credits on your next OfferMarket loan — $100 minimum, whole dollars, up to that loan's origination fee. You elect the credit before your loan funds and it appears on your settlement statement at closing.
Is there a limit to how many points I can apply to one loan?
Yes. On any single loan you can redeem up to that loan's origination fee in closing cost credits — for example, a $3,000 origination fee lets you apply up to $3,000 in points on that loan. Any points beyond the cap stay in your balance for your next deal.
Do points expire?
Points never expire from age or inactivity — earn now, use whenever your next deal closes. The only exceptions: if your OfferMarket account is closed, or if we end the program (we'll give at least 6 months' notice so you can redeem first). Full details are in our Terms of Service.
Can I cash out my points?
Points are closing cost credits only — they can't be transferred, sold, or redeemed for cash.