Grow your real estate investing business with the most competitive and transparent private lender for bridge loans (hard money, fix & flip, rehab, ground up construction), DSCR rental loans.

Private Lender for DSCR Loans and Fix & Flip Loans | OfferMarket

Private Lender for DSCR Loans and Fix & Flip Loans

### What is a short sale?
A short sale is the sale of real property in which with proceeds will not cover the outstanding mortgage principal (loan amount).

A short sale is a sale of real property in which with proceeds will not cover the outstanding mortgage principal (loan amount).

Short Sale - Real Estate Glossary - OfferMarket

What is Short Sale in real estate?

#### What is a SFR? 🏠

 

The abbreviation SFR stands for single family residence. SFRs can include the following housing types:

 

- Detached home
- Townhome

 

#### Are SFRs a good rental property investment?

 

SFRs -- much like duplexes, triplexes, quadplexes and multifamily -- can make a great investment. As with any investment, it all depends on the quality of the asset, the purchase price, and the local market conditions. Here are things the most successful single family rental property investors focus on:

 

- [Cap rate](https://www.offermarket.us/real-estate-glossary/cap-rate-capitalization-rate)
- [Cash on cash return](https://www.offermarket.us/real-estate-glossary/cash-on-cash-return)
- [Free cash flow](https://www.offermarket.us/real-estate-glossary/free-cash-flow)
- Construction (year built, materials used, building quality)
- Local market trends (population growth, housing market appreciation, supply and demand)

 

The single family rental property asset class has grown tremendously since the 2008 subprime mortgage financial crisis with the likes of Blackstone (Invitation Homes), and American Homes 4 Rent each owning more than 50,000 detached single family homes in their portfolios.

 

#### How do I find SFRs for sale?

 

The availability of quadplexes varies based on the local market. Here is where you can find your next quadplex investment property:

 

- Zillow
- Redfin
- OfferMarket
- Facebook Marketplace
- Craigslist
- Local wholesaler [buyer's list](https://www.offermarket.us/guides/real-estate-wholesaling-how-to-build-a-buyers-list)

 

#### Related concepts:

 

- [SFR](https://www.offermarket.us/real-estate-glossary/sfr)
- [Duplex](https://www.offermarket.us/real-estate-glossary/duplex)
- [Triplex](https://www.offermarket.us/real-estate-glossary/triplex)
- [Fourplex](https://www.offermarket.us/real-estate-glossary/fourplex)
- [House Hacking](https://www.offermarket.us/real-estate-glossary/house-hacking)

An SFR is a single family residence. This is either a detached house or a townhome. There's more to learn about SFRs at OfferMarket.

SFR means single family residence - OfferMarket real estate glossary

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SFR - Real Estate Glossary - OfferMarket

What is SFR in real estate?

### What is an ADU?

 

ADU stands for "accessory dwelling unit". An ADU is a smaller residential dwelling unit - commonly referred to as a "granny flat", "secondary suite", "accessory apartment" - located on the same lot as a larger detached single-family home.

 

### Related concepts:

 

- [SFR](https://www.offermarket.us/real-estate-glossary/sfr)
- [Duplex](https://www.offermarket.us/real-estate-glossary/duplex)

An ADU is an Accessory Dwelling Unit, which is also referred to as a "granny flat". There's more to learn at OfferMarket.

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"ADU" is an Accessory Dwelling Unit - OfferMarket Real Estate Glossary

What is ADU in real estate?

## What does ISAOA/ATIMA mean?

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## ISAOA/ATIMA Meaning

 

ISAOA ATIMA means **its successors and/or assigns as their interests may appear**. This term is commonly used on the [mortgagee clause](https://www.offermarket.us/real-estate-glossary/mortgagee-clause) by loan originators (lenders) who may choose to sell the loan to another entity or assign servicing rights to a 3rd party servicer.

 

## ISAOA/ATIMA Example

 

Here is the mortgagee clause provided by the borrower to the [landlord insurance](https://www.offermarket.us/real-estate-glossary/landlord-insurance) carrier:

 

OfferMarket Capital LLC ISAOA/ATIMA
627 S Hanover St
Baltimore, MD 21230

 

## ISAOA ATIMA Meaning

 

In short, ISAOA ATIMA means the loan originator (initial lender) may decide to sell your mortgage to another company or mortgage servicer who will inherit the mortgagee clause as a successor to the loan originator.

 

## ISAOA Meaning

 

ISAOA means **Its Successors And/Or Assigns**.

 

As an example lets say you get a DSCR rental loan from OfferMarket Capital LLC and your loan is sold to Institutional Capital Provider, Inc. at closing. Institutional Capital Provider, Inc. is a successor or assignee to OfferMarket Capital LLC.

 

## ATIMA Meaning

 

ATIMA means **As Their Interests May Appear**.

 

For example lets say you get a DSCR rental loan from OfferMarket Capital LLC and your loan is sold to Institutional Capital Provider, Inc. at closing. Years later, your investment property suffers major damage from hurricane and you file an insurance claim. Since you still owe Institutional Capital Provider, Inc. the remaining balance of your loan, their interest in the claim has appeared given that they are a successor or assignee of the mortgagee clause. The insurer will compensate you and Institutional Capital Provider, Inc. in proportion to their effective interest in the property.

 

## Hard Money Private Lender

 

Take your real estate investing to the next level with OfferMarket Capital. Access the most competitive and transparent rates on bridge loans (fix and flip) and 30 year fixed rate rental loans (purchase and refinance).

 

**[Get a quote from OfferMarket Capital](https://www.offermarket.us/loans)**

 

- Bridge Loans
- DSCR Rental Loans
- Ground Up Construction Loans

 

## Fix & Flip and Landlord Insurance

 

Get the best coverage for the best price with [OfferMarket Insurance](https://www.offermarket.us/insurance).

 

#### Related terms

 

- [Landlord Insurance](https://www.offermarket.us/real-estate-glossary/landlord-insurance)
- [Mortgagee Clause](https://www.offermarket.us/real-estate-glossary/mortgagee-clause)
- [Mortgage Loan Originator](https://www.offermarket.us/real-estate-glossary/mortgage-loan-originator)
- [Private Lender](https://www.offermarket.us/real-estate-glossary/private-lender)

ISAOA/ATIMA means "its successors and/or assigns as their interests may appear". There's more to learn about ISAOA/ATIMA at OfferMarket.