If I’m in a situation where I need to sell my house fast, I also want to sell it for as much as possible. I spent years saving up money to buy the house. I spent years paying my monthly mortgage, taxes and insurance. I don't want to just give the house away. I want to make sure I get a fair price. I want to make sure I optimize how fast I can sell my house with how much I can sell it for.

 

## I would have so many questions...

 

## **Question:** How do I sell my house fast? What’s the best way to sell my house quickly?

 

## **Question:** How do I get as much as possible for my house? If I try to get too much for my house, will that delay my ability to sell my house?

 

## **Question:** Do I need to sell my house for cash if I want to sell it fast?

 

## **Question:** Who are these people who say “we buy houses” and “we buy houses for cash" -- I see their signs everywhere and they call and send me post cards.

 

## **Question:** Should I work with a Realtor or should I avoid working with a Realtor? How much does a Realtor charge to sell my house?

 

## **Question:** How to sell for sale by owner?

 

## **Question:** What paperwork do I need to use to sell my house?

 

## **Question:** Do I need a lawyer if I don't sell my house with a real estate agent? 

 

## **Question:** If I sell my house by owner but the buyer works with an agent, how does the buyer’s agent get paid? Do I have to pay them?

 

### The marketplace

 

The marketplace is a powerful concept. Here are some important things to understand:
​
 

- There are sellers, buyers, and agents.
- The price at which buyers are willing to pay (bid) and sellers are willing to sell (ask) does not always converge.
- You shouldn't sell your home for less than what buyers are willing to pay and close on your required timeframe.
- Professional, savvy buyers try to avoid competition.
- There's a price for everything, the market participants will determine it. Whether you as the seller accept it, will determine if a sale occurs. 

 

## Slow down, do your research, evaluate your options.

 

OfferMarket is a real estate marketplace that eliminates unnecessary participants and costs. We use modern technology to allow sellers to safely sell their houses fast at the highest price possible.

 

## Sell my home fast and make buyers compete.

[Create your free listing on OfferMarket. 100% risk free, no obligations.](https://www.offermarket.us/sell?ref=blog-sell-my-house-fast-for-as-much-as-possible)

Selling your house fast for the best price involves understanding key concepts. This article explains how to sell quickly and profitably.

Sell My House Fast For As Much As Possible - OfferMarket

Sell My House Fast For As Much As Possible

A private lender data feed is a directory of [private lenders](https://www.offermarket.us/real-estate-glossary/private-lender) and [hard money lenders](https://www.offermarket.us/real-estate-glossary/hard-money). If you are a real estate investor, you can access the best private lenders in your market, easily compare rates and terms, and line up funding for your next deal.

 

## Access our private lender data feed

 
<iframe src="https://docs.google.com/forms/d/e/1FAIpQLScaxH1N15scn_MlyAfbTYDBI_7Z3_hpaoqNuqG3mDGvHE2rbg/viewform?embedded=true" width="100%" height="2104" frameborder="0" marginheight="0" marginwidth="0">Loading…</iframe>
 
 
 

## What kind of loans are available through the private lender data feed?

 

## Rental Loans

 

Rental loans are commonly based on [DSCR](https://www.offermarket.us/real-estate-glossary/dscr-debt-service-coverage-ratio) with rates as low as 4% and origination points as low as 1%. Rental loans are available for the purchase of a rental property, or the refinance of a rental property you already own. These loans require a personal guarantee and a credit score of 680 or higher.

 

The [LTV](https://www.offermarket.us/real-estate-glossary/ltv) can go as high as 80% for purchases and 75% for [cash out refinances](https://www.offermarket.us/real-estate-glossary/cash-out-refinance).

 

### Portfolio Rental Loans

 

Blanket portfolio loans for rental properties are for portfolios of 5+ single family rentals (1 - 4 units). Blanket portfolio loans are non recourse, meaning a personal guarantee is not required though there may be a bad boy provision.

 

If you own multiple rental properties, you can refinance them all at once with a blanket rental portfolio loan. If you want to purchase a portfolio of rental properties, a portfolio rental property loan is something to take a closer look at to save time and money.

 

## Fix and Flip Loans

 

Also known as bridge loans, fix and flip loans typically cover 90% of the purchase price and 100% of the rehab. Interest rates are typically as low as 7.99% and origination points are as low as 2%.

 

### Ground Up Construction Loans

 

A form of bridge loan, ground up construction loans usually cover up to 50% of the land purchase price and 100% of the construction.

A private lender data feed helps real estate investors access capital to fund new projects and refinance rental properties.

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Private Lender Data Feed.jpg

Private Lender Data Feed - OfferMarket

Private Lender Data Feed

Get a hard money construction loan to finance your next real estate project. Fast approvals, clear terms, and flexible funding can boost your growth.

large_Hard Money Construction Loan Fast Funds for Real Estate Projects and Quick Approval.jpg

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Hard Money Construction Loan Options for Fast Funding

Hard Money Construction Loan: Fast Funds for Real Estate Projects and Quick Approval

Grow your real estate investing business with the most competitive DSCR loan product. OfferMarket provides DSCR rental loans, bridge loans, hard money, fix and flip, slow flip, and ground up construction loans.

Private Lending | OfferMarket

Private Lending

Investment Comparison: Real Estate vs PropTech vs Stock Market

PropTech Stocks

PropTech Stocks 1-Year Returns

Mortgage Stocks 1-Yr Returns

Owning Actual Real Estate 1-Year Returns

Stock Market Performance 1-Year Returns

Real Estate vs Real Estate Services vs Stock Market

Follow On Twitter For Real Estate Insights

**Last updated:** May 4, 2022

 

A fascinating 13 year bull market has finally given way to deteriorating market conditions both in the real estate sector and the broader economy. In this report, we'll look at market data to understand how various real estate investing strategies have fared since the COVID-19 pandemic began. Our focus, in line with our [real estate investing platform](https://www.offermarket.us/), will be on single family residential real estate.

 

The COVID-19 pandemic-fueled housing bubble has shown signs of mania, with retail buyers (people buying personal residences), [iBuyers](https://www.offermarket.us/real-estate-glossary/ibuying), [REITs](https://www.offermarket.us/real-estate-glossary/reit) and and Wall Street investment firms collectively bidding up the value of homes to levels that are -- in many geographic markets -- rather concerning.

 

For more insights into the health of the US housing market, US consumer and broader US economy, review our [Federal Reserve Economic Data Dashboard](https://www.offermarket.us/blog/federal-reserve-housing-market-economic-data).

 

## Investment Comparison: Real Estate vs PropTech vs Stock Market

 

There are many different ways to invest in real estate and performance certainly varies.

 

## PropTech Stocks

 

[PropTech](https://www.offermarket.us/real-estate-glossary/proptech), short for property technology, has received record amount of private investment from venture capital firms and the asset class was front and center among the 2020-21 SPAC merger boom.

 

## PropTech Stocks 1-Year Returns

 

Compass, the technology-enabled real estate brokerage IPO'd with a market cap of --, that market cap has shrunk by 71% in the past year.

 

**Opendoor**, the leading iBuyer, has seen its market capitalization decline by 65% over the same timeline.

 

**OfferPad**, the second largest pure-play iBuyer has halved in value over the past year.

 

**Zillow** stumbled 69% over the trailing 12 months and shut down its Zillow Offers iBuying business. Related content: [Reading Between The Lines: What Zillow's iBuying Pause Really Means](https://www.offermarket.us/blog/reading-between-the-lines-what-zillow-ibuying-pause-really-means)

 

**Redfin** is down a remarkable 84% over the past year, also running into difficulties with its RedfinNow iBuying program.

 

Looking at these specific examples, we see three core items that have destroyed shareholder value:

 

### Record Low US Housing Inventory

 

The number of active listings in the United States is down from 1 million units in January 2020 to under 400,000 units in March 2022.

 

<iframe src="https://fred.stlouisfed.org/graph/graph-landing.php?g=NVDj&width=670&height=475" scrolling="no" frameborder="0" style="overflow:hidden; width:670px; height:525px;" allowTransparency="true" loading="lazy"></iframe>

 
 

### Doubling of Mortgage Interest Rates

 

<iframe src="https://fred.stlouisfed.org/graph/graph-landing.php?g=OMYo&width=670&height=475" scrolling="no" frameborder="0" style="overflow:hidden; width:670px; height:525px;" allowTransparency="true" loading="lazy"></iframe>

 
 

### iBuying Has Been Exposed As A Deeply Flawed Business Model

 

The unit economics of iBuying are alarming. Most of these companies lose money on a per unit basis. iBuying is effectively unprofitable (to marginally profitable at best) home flipping at scale. For more on this, we recommend reviewing [Mike Del Prete's Research](https://www.offermarket.us/blog/mike-delprete-research-ibuyer-power-buyer).

 

## Mortgage Stocks 1-Yr Returns

 

**LoanDepot** is down -85% on concerns about the impact that rising interest rates are having on refinancing demand, and low purchase transaction volume due to record low housing inventory.

 

**Rocket Companies**, parent of Rocket Mortgage and Quicken Loans, is down -61% for the same reasons. 

 

**United Wholesale Mortgage** is down -55% for the same reasons.

 

This is what happens when housing inventory reaches record lows and a major interest rate spike eliminates refinance demand.

 

## Owning Actual Real Estate 1-Year Returns

 

Meanwhile, owners of real estate have performed convincingly well over the past year. The Case-Shiller Home Price Index is up over 19% over the past year -- an unprecedented appreciation driven by low inventory and increased demand.

 

Landlords have seen median rental income increase more than 5% over this time period.

 

Passive real estate investors have seen REITs outperform the market:

 

- Vanguard Real Estate ETF (ticker: VNQ): +5%
- Invitation Homes (ticker: INVH): +14%

 

## Stock Market Performance 1-Year Returns

 

- S&P 500: -1%
- Dow Jones Industrial Average: -3%
- Nasdaq Composite: -12%

 

## Real Estate vs Real Estate Services vs Stock Market

 

Owning real estate may be a better business model than facilitating real estate transactions, and in the past year has proven to be a better asset class than the broader stock market.

 

We believe everyone should have real estate in their portfolio.

 

## Follow On Twitter For Real Estate Insights

 

<blockquote class="twitter-tweet"><a href="https://twitter.com/hashtag/proptech?src=hash&amp;ref_src=twsrc%5Etfw">#proptech</a> stocks 1-yr returns: <a href="https://twitter.com/search?q=%24COMP&amp;src=ctag&amp;ref_src=twsrc%5Etfw">$COMP</a> -71%, <a href="https://twitter.com/search?q=%24OPEN&amp;src=ctag&amp;ref_src=twsrc%5Etfw">$OPEN</a> -65%, <a href="https://twitter.com/search?q=%24OPAD&amp;src=ctag&amp;ref_src=twsrc%5Etfw">$OPAD</a> -50%, <a href="https://twitter.com/search?q=%24Z&amp;src=ctag&amp;ref_src=twsrc%5Etfw">$Z</a> -69%, <a href="https://twitter.com/search?q=%24RDFN&amp;src=ctag&amp;ref_src=twsrc%5Etfw">$RDFN</a> -84%&mdash; Daniel Sperling-Horowitz (@dwshorowitz) <a href="https://twitter.com/dwshorowitz/status/1520970716547805184?ref_src=twsrc%5Etfw">May 2, 2022</a></blockquote> <script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

 

<a href="https://twitter.com/OfferMarketUS?ref_src=twsrc%5Etfw" class="twitter-follow-button" data-show-count="false">Follow @OfferMarketUS</a><script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>

 

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In this report, we'll look at market data to understand how various real estate investing strategies have fared over the past year.

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Real Estate vs PropTech vs Stock Market

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