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What is HUD-1 in real estate?

What is a HUD-1 Settlement Statement?

A HUD-1 is an official settlement statement form provided by the U.S. Department of Housing and Urban Development. The HUD-1 is used to show the debits and credits for the buyer and seller in a real estate transaction.

ALTA and HUD-1 settlement statements

The title attorney or real estate attorney conducting the real estate settlement will provide a HUD-1 to the seller and the buyer. It's important to carefully review the HUD-1 to make sure there are no errors. This document is then signed by the seller and the buyer at closing.

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