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Private Credit Platform


This material should not be construed as an offer to sell or the solicitation of an offer to buy any security in any jurisdiction where such an offer or solicitation would be illegal. We are not soliciting any specific action based on this material. For the purposes of U.S. rules and regulations, it does not constitute a recommendation or take into account the particular investment objectives, financial conditions, or needs of individual investors. Before acting on this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. The price and value of the investments referred to in this material and the income from them may go down as well as up, and investors may realize losses on any investments. Past performance is not a guide to future performance. Future returns are not guaranteed, and a loss of original capital may occur.


OfferMarket vs S&P 500


OfferMarket S&P 500
Yield 12% 1.66%
IRR 10.5% 9.74%
Fees 0% 0.03%
Volatility Low High

OfferMarket strategy displayed above is 5 year fully amortizing loan. S&P 500 annualized total returns since inception as of June 20, 2023.


Our mission is to empower people to build wealth through real estate.


We provide business purpose loans to real estate investors.


🤝 personally guaranteed
🏠 secured by 1st position lien on single family residential properties


We cherry-pick the best loan requests submitted on our platform and fund with our own balance sheet.


We then sell participation in each loan, at par value, to select private credit investors.


Prime borrowers


778 average FICO as of June 18, 2023.


Industry leading returns


12% net yield. 5 year fully amortizing. Monthly payments. 0% management fees.


Industry leading security and liquidity


0 defaults since inception. Growing waitlist of investors for secondary transactions.


10x better borrowing experience


OfferMarket Private Credit Platform


⚡ loan quotes in seconds
👩‍💻 self-serve, online processing
🙌 happy, repeat customers


About OfferMarket


We’re a small, distributed team of investment professionals. We believe in keeping overhead low, and running a lean, software-enabled platform. Risk management, real estate investing, value investing, ecommerce and software development is in our DNA.


Connect with our founders:


Daniel Sperling-Horowitz, CEO
Martin Terskin, CTO